In recent years, India has seen a significant increase in the adoption of digital payments, thanks to the rapid growth of eCommerce and technological advancements. The availability of online payment gateways has played a crucial role in enabling businesses to accept payments seamlessly and securely.
In this blog, Digital Gurukul will help you explore the 12 best online payment gateways in India for 2023 analyzing their features, fees, and security measures to help you make an informed decision for your business.
12 Best Online Payment Gateways in India for 2023
1- Razorpay
Razorpay is a popular online payment gateway in India, offering a simple and secure way for businesses to accept payments from customers. With support for credit/debit cards, UPI, net banking, and various wallets, Razorpay caters to a wide range of payment methods. It also offers features like international payments, subscription billing, and a robust API for easy integration.
2- Instamojo
Instamojo is an online payment gateway that caters specifically to small and medium-sized businesses. Its easy-to-use interface allows businesses to set up payment links, and online stores, and even collect payments via social media platforms. Instamojo supports credit/debit cards, net banking, UPI, and wallets and offers additional features like subscription billing, invoicing, and analytics.
3- PayU
PayU is a leading online payment solution provider in India, boasting a user-friendly interface and a plethora of payment options. It supports all major credit and debit cards, net banking, UPI, and wallets. PayU also provides additional services like a PCI-DSS-compliant platform, fraud prevention tools, and recurring payments, making it a reliable choice for businesses of all sizes.
4- CCAvenue
CCAvenue is one of India’s largest and most trusted payment gateways, offering a comprehensive suite of payment options. With support for over 200 payment methods, including credit/debit cards, net banking, UPI, and wallets, CCAvenue provides businesses with the flexibility they need. Its multi-currency support, real-time fraud detection, and robust API make it a top contender in the Indian market.
5- Paytm Payment Gateway
Paytm Payment Gateway is a popular choice among Indian businesses, thanks to its vast user base and comprehensive payment options. With support for credit/debit cards, net banking, UPI, and the Paytm Wallet, it caters to a wide range of customer preferences. Paytm also offers additional features like flexible APIs, a developer-friendly dashboard, and seamless integration with popular eCommerce platforms.
6- HDFC Payment Gateway
HDFC payment gateway is a reliable payment gateway in India that offers a range of payment options, including credit and debit cards, net banking, and UPI. The platform also provides features such as real-time transaction tracking, easy integration, and a user-friendly dashboard. The pricing for the HDFC payment gateway starts at 1.5% per transaction.
7- PayPal
PayPal is a globally recognized online payment gateway that allows businesses to accept payments from both domestic and international customers. With support for multiple currencies, credit/debit cards, and PayPal accounts, it offers a convenient and secure way to process transactions. PayPal’s strong fraud prevention measures and buyer protection policies make it a preferred choice for businesses and customers alike.
8- 2Checkout
2Checkout is a global online payment gateway that allows businesses to accept payments from customers worldwide. With support for multiple currencies, credit/debit cards, and popular wallets, it provides businesses with a seamless way to process transactions. 2Checkout’s advanced fraud protection, subscription billing, and comprehensive reporting features make it a reliable choice for businesses looking to expand internationally.
9- Zoho Checkout
Zoho Checkout is an online payment gateway designed to simplify payment collection for businesses. With support for credit/debit cards, net banking, UPI, and wallets, it enables businesses to offer multiple payment options to customers. Zoho Checkout’s customizable payment pages, real-time analytics, and integration with Zoho’s suite of business tools make it a versatile and efficient payment solution.
10- Citrus Pay
Citrus Pay is a comprehensive online payment solution in India, offering a wide range of payment options and advanced features for businesses. With support for credit/debit cards, net banking, UPI, and wallets, it ensures a seamless payment experience for customers. Citrus Pay also provides a customizable checkout, multi-currency support, and a robust API for easy integration with various eCommerce platforms.
11- EBS
EBS is an online payment gateway in India that provides businesses with a secure and efficient way to process digital payments. It supports a variety of payment methods, including credit/debit cards, net banking, UPI, and wallets. EBS offers a PCI-DSS-compliant platform, real-time fraud monitoring, and an easy-to-use merchant dashboard, making it a reliable option for businesses of all sizes.
12- PayKun
PayKun is an emerging online payment gateway in India that offers a secure and straightforward way to accept payments from customers. It supports all major credit/debit cards, net banking, UPI, and wallets, catering to diverse payment preferences. PayKun’s easy integration process, competitive pricing, and 24/7 customer support make it a popular choice among businesses.
Conclusion
Choosing the right online payment gateway is a critical decision for businesses in India, as it directly impacts the customer experience and revenue generation. The 12 best online payment gateways mentioned in this blog cater to diverse business requirements, offering a mix of payment options, security features, and additional services. By carefully assessing the needs of your business and comparing the features of these payment gateways, you can select the most suitable solution for your eCommerce venture. Embrace the power of digital payments and propel your business to new heights in 2023.
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